Products & Services
Falcon Wealth Management
1) Comprehensive Financial Planning
The process of simplifying your financial life by defining your goals and organizing your financial resources to help accomplish those goals. A Financial Plan typically may include any or all of the following, depending on your situation:
- Personal Financial Planning:
Planning For Major Purchases Managing Liabilities/Debts
Income Tax Planning Cash Flow Analysis/ Budgeting
Net Worth Statement Investment Asset Allocations
- Retirement Planning
Plans for retirement within a specific time frame while maintaining a desired lifestyle. Examination of alternative strategies to help ensure greater security.
- College Funding
Estimates the cost to fund college expenses for children, grandchildren or yourself. Discussion of how much needs to be saved, guidance on loans and other sources of funds, as well as the use of techniques that offer tax-deferred growth and tax-free withdrawals.
- Estate Planning
Leave what you want, to whom you want, when you want, with a minimum of taxes and maximum control. Pre-legal organization and planning advice on leaving a legacy.
- Risk Management
Determines the appropriate amount and types of asset protection needed and for what time frame, including:
Life insurance Disability insurance
Long-Term Care Insurance Health Insurance
Property & Casualty Insurance Business & Estate Insurance
2) Risk Management
Many clients have previously been oversold insurance. If we can reduce unnecessary coverage, or reduce the premium paid for the same amount of coverage needed, every dollar saved can go towards fulfilling your financial goals. Identical to Risk Management as outlined in our Comprehensive Financial Planning service #1 above, this option is offered a la carte.
- Risk Management
Determines the appropriate amount and types of asset protection needed and for what time frame, including:
Life insurance Disability insurance
Long-Term Care Insurance Health Insurance
Property & Casualty Insurance Business & Estate Insurance
We analyze your alternatives for acquiring proper protection, suggest a plan of action,
implement the plan and regularly monitor overall coverage to remain consistent with your goals.
3) Investment Management
Our Investment Management Service covers the day-to-day oversight of your investments, and may consist of any of the following five elements:
Personal Profile - Includes your individual investment needs and objectives, time horizon, preferences and attitude toward investing.
Investment Policy Statement - Maximizes your investment returns relative to your desired degree of safety through careful and custom diversification.
Institutional Quality Implementation - Your asset allocation policy may be managed by institutional money management firms not normally accessible to individual investors, using a wide range of investment vehicles; From individual stocks and bonds, to mutual funds, annuities and unit investment trusts.
Ongoing Assessment - Your investment portfolio is carefully monitored on a continual basis to ensure it remains consistent with often changing needs and goals.
Periodic Rebalancing - We “manage the managers” to make sure they stay within your objectives, rebalancing your portfolio on an annual basis, with quarterly reports.
4) Business Consulting
Guidance is available for small business owners on everything from compensating employees to creating and implementing a Succession Plan.
- Business Succession Planning
Preparation and guidance for the transition from running a business to leading a successful retirement lifestyle, including:
- Determining Current Valuation
- Enhancing Future Value
- Business Retention & Continuation
- Identifying & Screening Successors / Purchasers
- Structuring The Sale
- Analyzing Terms Of Payment
- Developing A Transition Plan
- Business Retirement Planning
Focuses on retirement plan installation and employee education to:
- Create Strategies To Attract & Retain Talented Employees
- Structure Effective Retirement Plans For Owner
- Develop A Source Of Retirement Income For Both Owner & Employee
We provide assistance in the following areas:
Investments
- Mutual Funds
- Bonds
- Common Stock
- Educational IRA
- Traditional IRA
- Roth IRA
- SEP IRA
- Simple IRA
- Brokerage Accounts
- Treasury Bills
- Government Securities
- Treasury Notes
- Variable Annuity
Financial Planning
- Retirement Plans
- Tax Plans
- 401(k) Planning
- 403(b) Planning
- College Plans
- Estate Plans
- Money Purchasing Plans
- Profit Sharing Plans
Insurance
- Disability Income Insurance
- Life Insurance
- Long-Term-Care Insurance
- Medicare