JOSEPH MONTALBANO CFP® AAMS® AWMA® CLTC M.B.A.
CERTIFIED FINANCIAL PLANNER/ BRANCH MANAGER
I have been in the financial planning business for 14 years. I am literally the one stop shop for all your insurance and investment needs. I have helped many clients pursue their short and long-term goals and I can do the same for you. I will work one on one with you to help you figure out what are the best programs for your specific needs.
Along with my experience I have a wealth of education. I attended Mount Saint Mary College where I received my M.B.A. in General Management Principles. I received my Bachelor’s degree from Siena College. I have multiple designations to show my versatility as an advisor. I am a Certified Financial Planner (CFP®), an Accredited Asset Management Specialist™ (AAMS®), and Accredited Wealth Management Advisor™ (AWMA®), Certified in Long-Term Care (CLTC), and hold a series 7,24, 63, and 65 registrations, and a life, accident, and health license.
Depending on what your concerns are I can assist you in developing a strategy to best achieve them. Some of the areas I assist people in are:
IRA Rollovers 401k/403B Rollovers Pension Maximization
Life Insurance Long Term Care 529/College Savings Plans
Roth IRA’s Mutual Funds Disability Insurance
Medicare/Medicaid Estate Planning Stocks/Bonds
Cancer Protection Mortgage Protection Final Expense Insurance
It would be my pleasure to sit down and discuss any of your concerns with you. I work with people from all walks of life and would love the chance to help in your specific situation. Even though I have over 10 million in assets under management I treat everyone like a client not a number. Please call with any questions or concerns and I will do my best to help lead you in the right direction. I look forward to speaking with all of you.
As a point of interest I live in Wallkill with my wife and two sons and have lived in the Hudson Valley for over 25 years. I would love to be of service to anyone I can.
Note from Joseph:
I want any client who puts their trust in me to not only live a happy retirement but to enjoy the ride. Seeing clients retire with all their goals achieved and happy means I achieved my goals and did my job. Whether I help you understand financial concepts clearly, protect your family and financial assets or recommend the most suitable investments for your particular risk tolerance, it all means I’ve earned your trust. There’s nothing more satisfying than when I client tells me years later, “I wouldn’t be where I am today if I didn’t sit down with you all those years ago.” That means I did my job well. It’s what I love to do